Mortgage interest rates held steady in the mid-6% range on Monday morning, June 8, 2026, with the 30-year fixed-rate mortgage averaging between 6.35% and 6.48% across major lenders. The rates remain relatively stable after declining slightly in recent days, keeping the housing market in a period of modest affordability gains.
According to NerdWallet’s latest data, the 30-year fixed-rate mortgage fell nine basis points to 6.35% APR on Monday morning compared to Sunday, while the 15-year fixed dropped four basis points to 5.78% APR. Freddie Mac’s most recent weekly survey, released as of June 4, 2026, showed the 30-year fixed-rate mortgage at 6.48%, down from 6.53% the previous week. Freddie Mac noted that “with mortgage rates in the mid-6% range and income growth outpacing home price growth, housing affordability is marginally improving.”
The current rates represent a significant improvement from a year ago, when the 30-year fixed-rate mortgage averaged 6.85% in early June 2025. Year-to-date, rates have remained relatively contained, with the 52-week average sitting at 6.35%, according to Freddie Mac data. Interest rates today reflect ongoing economic conditions including labor market strength and inflation concerns that continue to influence the Federal Reserve’s policy outlook.
Sources
- NerdWallet — Current mortgage rates as of June 8, 2026, showing 30-year fixed at 6.35% APR
- Freddie Mac — Weekly Primary Mortgage Market Survey as of June 4, 2026, with 30-year fixed at 6.48%
