Freddie Mac reported the 30 year mortgage rates averaged 6.76% in the week ending Sept. 10, 2026, keeping 30 year mortgage rates near the high-6% range for U.S. borrowers.
The Mortgage Bankers Association’s weekly survey showed a 30-year fixed rate of 6.97% in the week ended Sept. 11, 2026, a similar reading that lenders and brokers cited as roughly 6.8%–7.0% nationwide.
Bankrate’s national survey also reported the average 30-year fixed rate at about 6.97% this week, echoing the MBA figure and reflecting lender-quoted rates seen across the market.
Analysts and market watchers link current 30 year mortgage rates to broader Treasury yields and Fed policy expectations; the 10-year Treasury yield was about 4.86% on Sept. 10, 2026, a level commentators say pushes mortgage pricing higher.
Mortgage shoppers should expect 30 year mortgage rates to vary by lender, credit score and loan type, with jumbo and conforming loans often quoted slightly differently.
If you are weighing timing, recent coverage explains how rates near 7% affect both purchase affordability and refinance decisions; for more on what buyers should watch, see what U.S. home buyers should watch now and current mortgage rates climb to about 7%.
Sources
- Freddie Mac — weekly Primary Mortgage Market Survey reporting the 30-year fixed average at 6.76% for the week ending Sept. 10, 2026 (freddiemac.com/pmms).
- Mortgage Bankers Association — MBA weekly applications survey listing a 30-year fixed rate of 6.97% for the week ended Sept. 11, 2026 (mba.org).
- Bankrate — national lender survey reporting the 30-year average near 6.97% this week (bankrate.com).
- Trading Economics — compiled series noting the average contract 30-year mortgage rate rose to about 6.97% in the week ended Sept. 11, 2026 (tradingeconomics.com).
- Federal Reserve Bank of St. Louis (FRED) — time series entry showing the 30-year fixed mortgage average at 6.76% on Sept. 10, 2026 (fred.stlouisfed.org).
